02. March 2026

APS Holding Expands into Direct Lending in Romania

APS Holding S.A. has completed the acquisition of AVANT LEASING IFN, a licensed non-banking financial institution in Romania, marking a strategic expansion into the direct lending segment.

This milestone strengthens APS’s position as an integrated investment and credit platform across Central and Southeast Europe. By entering the Romanian lending market, APS broadens its capabilities beyond non-performing loan (NPL) investments and asset management into corporate and consumer financing.

The newly integrated entity will operate as Avant Credit IFN, focusing primarily on structured corporate lending, working capital solutions, and tailored financing for Romanian businesses. The platform is designed to complement the traditional banking sector by offering flexible structures, faster decision-making, and responsible credit solutions.

Martin Machoň, Founder and CEO of APS Holding, commented:

“Our expansion into the Romanian lending sector represents a strategic step in building a more resilient and diversified financial ecosystem. It allows us to combine our deep credit expertise with direct financing capabilities in one of our key markets.”

Romania has been a core market for APS since 2007. The acquisition further reinforces the Group’s long-term commitment to the region and enhances its ability to originate, structure, and manage credit exposures locally.

With operations in 16 countries and portfolios exceeding €12 billion in nominal value, APS continues to evolve as a leading European platform for distressed debt, alternative credit, and structured investment solutions.

This transaction underscores APS’s long-term strategy: disciplined growth, local expertise, and responsible financing across European markets.